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Annuities & retirement income

Retirement income
you can count on.

Fixed and fixed indexed annuities can protect your principal from market losses, grow tax-deferred, and turn savings into guaranteed lifetime income. They’re often funded with a lump sum or a 401(k)/IRA rollover.

Licensed independent broker · NPN 22057242 · No obligation

Principal protection

Fixed and indexed annuities don’t lose value from market downturns.

Tax-deferred growth

Interest compounds without yearly taxes until you take withdrawals.

Lifetime income

Optional riders can create a paycheck you can’t outlive.

How it works

Three simple steps.

  1. 01

    Choose a lump sum

    Typical starting points are $50K+, $250K+, or $1 million+.

  2. 02

    Review your goals

    Growth, income, or legacy. Troy compares rates and riders across carriers.

  3. 03

    Roll over with care

    Direct rollovers help avoid taxes and penalties on retirement accounts.

Planning illustrations

See a ballpark.
Then get the real numbers.

Explore adjustable planning assumptions, then talk with Troy about actual carrier quotes and personalized illustrations.

Estimates only — not a quote, offer of coverage, best rate, or promise of future returns. Real premiums depend on underwriting, health history, state, and carrier.
Weak markets (2% index)$121,899
Average markets (6%)$179,085
Strong markets (10%)$236,736
Possible lifetime income (~4%)$7,163/yr
Edit market assumptions
Discuss annuity options

Hypothetical fixed indexed annuity growth with a 0% floor. Excludes fees, riders, withdrawals, taxes, and surrender charges. Income rate is a rough market average.

Troy Byrd of Kingdom Life Insurance

Your broker

Hi, I’m Troy.
I work for you, not one carrier.

As an independent broker, I compare options from multiple insurers and explain them in plain English. No pressure, just a plan that fits.

Multiple top-rated carriers Free, no-obligation review

Questions

Common questions.

Annuities are not bank deposits or FDIC insured. Guarantees depend on the issuing insurer’s claims-paying ability. Projections are hypothetical.

Ready when you are

Let’s talk about your plan.

A 15-minute call is the fastest way to real numbers.

Book a free call