Market-linked growth
Interest is credited based on an index such as the S&P 500, up to a cap.
Faith. Family. Forever.Independent guidance. Personal protection.
Kingdom LifeINSURANCE
Indexed universal life
Protection today.
Options for tomorrow.
An IUL combines a lifelong death benefit with cash value that can earn interest linked to a market index, protected by a 0% floor and limited by a cap. Over time, that cash value may supplement retirement income through policy loans.
Licensed independent broker · NPN 22057242 · No obligation
Downside floor
A 0% floor means index losses aren’t credited as negative interest. Policy charges still apply.
Tax-advantaged access
Properly structured policy loans may provide supplemental retirement income.
How it works
Three simple steps.
- 01
Pick a monthly contribution
Most people start at $150, $250, or $500 a month.
- 02
See a carrier illustration
Troy runs real illustrations so you can compare projected values.
- 03
Build over time
Fund consistently and review the policy every year.
Planning illustrations
See a ballpark.
Then get the real numbers.
Explore adjustable planning assumptions, then talk with Troy about actual carrier quotes and personalized illustrations.
Estimates only — not a quote, offer of coverage, best rate, or promise of future returns. Real premiums depend on underwriting, health history, state, and carrier.
Hypothetical cash value at 65$125,271
Total contributed$75,000
Possible yearly income$6,264
Edit market assumptions
Hypothetical. IUL credits vary with caps, participation rates, and policy costs; charges and loans can reduce values or cause lapse. Income assumes ~5% policy loans/withdrawals.
Your broker
Hi, I’m Troy.
I work for you, not one carrier.
As an independent broker, I compare options from multiple insurers and explain them in plain English. No pressure, just a plan that fits.
Multiple top-rated carriers Free, no-obligation review
Questions
Common questions.
Projections are hypothetical and not guaranteed. Loans and withdrawals reduce cash value and death benefit and may have tax consequences.
Ready when you are
Let’s talk about your plan.
A 15-minute call is the fastest way to real numbers.