Faith. Family. Forever.Independent guidance. Personal protection.
Family gathered warmly at a celebration of life

Final expense insurance

A loving farewell,
without the burden.

Final expense insurance is a simple, permanent life policy designed to cover funeral and end-of-life costs, so your family receives a tax-free check when they need it most — not a bill.

Licensed independent broker · NPN 22057242 · No obligation

Covers the farewell

A tax-free benefit your loved ones can use for funeral, burial, or cremation costs and final expenses.

Simple to qualify for

Designed for seniors, with straightforward applications and no medical exam on many plans.

Lasting peace of mind

Permanent coverage with level premiums — it stays in force for life as long as premiums are paid.

How it works

Three simple steps.

  1. 01

    Tell us your wishes

    A short conversation about the farewell you want and who you’d like to protect.

  2. 02

    See your options

    Troy compares carriers and coverage amounts that fit your budget.

  3. 03

    Rest easy

    Your family knows the plan is in place before they ever need it.

Planning illustrations

See a ballpark.
Then get the real numbers.

Explore adjustable planning assumptions, then talk with Troy about actual carrier quotes and personalized illustrations.

Estimates only — not a quote, offer of coverage, best rate, or promise of future returns. Real premiums depend on underwriting, health history, state, and carrier.
Most families plan $10,000–$25,000 for a funeral and final costs — more if they also want to help with a home, income, or other debts.
Estimated final expense premium$24 – $40/moMarket midpoint about $32/mo
Edit market assumptions
Get my real final expense quote

Rough planning range across simplified-issue plans, assuming you qualify. Simplified-issue pricing varies by carrier, health answers, age, and state — your actual premium comes from a carrier quote.

Troy Byrd of Kingdom Life Insurance

Your broker

Hi, I’m Troy.
I work for you, not one carrier.

As an independent broker, I compare options from multiple insurers and explain them in plain English. No pressure, just a plan that fits.

Multiple top-rated carriers Free, no-obligation review

Questions

Common questions.

Estimates are not quotes. Coverage is subject to underwriting, carrier approval, and state availability.

Ready when you are

Let’s talk about your plan.

A 15-minute call is the fastest way to real numbers.

Book a free call