Pays off or down the home
A tax-free death benefit your family can use for the mortgage, or for anything else they need.
Faith. Family. Forever.Independent guidance. Personal protection.
Kingdom LifeINSURANCE
Mortgage protection
Keep your family
in the home you built.
Mortgage protection is life insurance designed to pay off or pay down your home if you pass away, so your family keeps the house. Many plans also include living benefits for qualifying critical, chronic, or terminal illness.
Licensed independent broker · NPN 22057242 · No obligation
Living benefits
Riders may let you access part of the benefit early for qualifying critical, chronic, or terminal illness.
You own the policy
Unlike lender PMI, the benefit goes to your family, and coverage can follow you if you move or refinance.
How it works
Three simple steps.
- 01
Share your mortgage details
Your balance, years left, and who lives in the home.
- 02
Match the coverage
Troy sizes coverage and term length to your loan and budget.
- 03
Protect the home
Simple applications. Many plans don’t need an exam.
Express term protection
Choose your protection.
Get your personal price.
Express applications can offer a simpler path to coverage, often without an exam. Pricing depends on the product and underwriting. Start with the amount and years of protection you want, then let Troy compare actual carrier quotes.
No-exam options still involve underwriting. Availability, coverage limits, and premiums vary by carrier, state, and applicant.
Your term protection goal$250,000 for 20 yearsTroy can compare express-application premiums for your age, health, state, and coverage needs. A personalized carrier quote gives you the actual price.
Request my express term quote Simplified-issue express products and accelerated fully underwritten products can have different prices. Your actual premium comes from a carrier quote, not a general formula.
Your broker
Hi, I’m Troy.
I work for you, not one carrier.
As an independent broker, I compare options from multiple insurers and explain them in plain English. No pressure, just a plan that fits.
Multiple top-rated carriers Free, no-obligation review
Questions
Common questions.
Living-benefit availability, triggers, and amounts depend on the carrier, rider, and diagnosis. Accelerated benefits reduce the death benefit.
Ready when you are
Let’s talk about your plan.
A 15-minute call is the fastest way to real numbers.